International flags. Executor outside Canada.

Who is going to be the Executor for your Will? While your mulling over that question, have you considered picking an Executor who lives near you? Or have you decided on an Executor who lives in another city or even another country? What would the difficulties be in having an Executor who doesn’t live near you? Many Canadians have asked as to whether or not they can appoint a foreign Executor for their will. This article breaks down the intricacies and considerations of such a decision.

Global Ties

Legal Standpoint

Bond Requirement



Staying Updated

Balance of Trust

1. Introduction: Global Ties in a Local Will

As families spread out and friendships form across borders, it’s natural to consider having individuals who live in other countries to be the Executor for your Will.

Canadian law does permit the appointment of a foreign Executor. However, it is essential to understand that provincial laws govern Wills and estates, meaning the exact regulations can vary from one province to another. It’s important to do your research and due diligence before making a final decision on this.

3. Bond Requirements: The Financial Implication

While appointing a foreign Executor is legal, most Canadian provinces require foreign Executors to post a bond. This bond acts as a form of security to ensure the proper administration of the estate. The bond’s cost can be significant, often equating to the estate’s total value.

4. Practical Challenges: From Time Zones to Travel

  • Geographical Barriers: Administering an estate from abroad can be logistically challenging.
  • Time Zone Differences: Communicating with Canadian entities may require flexibility.
  • Physical Presence: Some aspects of estate administration might require the executor to be present in Canada, leading to potential travel costs and delays. You may find it easier to appoint someone close to you, in the event of an emergency.

5. Legal Complexities and Tax Implications

Different countries have varying estate and tax laws. If your chosen Executor resides in a country with a vastly different legal system, it might create complications. This may be particularly true when it comes to tax obligations in Canada and the Executor’s home country.

6. Professional Guidance: The Role of Canadian Legal Counsel

Given the complexities involved, foreign Executors often benefit from engaging with a Canadian legal counsel. This not only ensures compliance with Canadian laws but also streamlines the estate administration process.

7. Staying Updated: Changing Laws and Regulations

The landscape of estate law, especially concerning international ties, is ever-evolving. Review your Last Will and stay informed about any provincial or federal changes are essential. This may help you in finalizing your decision over whether or not to choose a foreign Executor.

8. Conclusion: The Balance of Trust and Practicality

While appointing a foreign Executor for your Canadian Will is feasible, it’s a decision that must be weighed with the difficulties of travel, or legal implications that a foreign Executor can bring. Always do your research.

Antique Heirlooms

Imagine a scenario where you inherit a small fortune from a rich aunt who has passed away. It’s the stuff of..soap operas. Someone is in dire financial straits and along comes an inheritance from a rich relative who you knew nothing about. If that relative left behind a small fortune in the form of gold jewellery, or heirlooms passed down to you. You might be one of the lucky ones with a small fortune on your hands. What’s the next step? How would you figure out the value of this “lucky pot of gold,” that you’re sitting on? Whether it’s antique furniture, jewelry, artwork, or other valuable items, an appraisal might be the next step. You will need a professional to come in an evaluate the items at hand. Here is an overview of how appraisals for heirlooms typically work:

Who do I get to appraise my heirlooms? 

How do I figure out the worth of my heirloom?

Looking over the heirloom

Do your research

What should a report on my heirloom include?

Knowing the worth of your heirloom 

Who examines my heirloom? 

Research and Selection of Appraiser: Begin by researching and selecting a qualified appraiser who specializes in the type of heirloom you wish to have appraised. Look for professionals with relevant certifications, such as those from reputable appraisal associations like the International Society of Appraisers (ISA) or the Appraisers Association of America (AAA).

How much is my heirloom worth?

Initial Consultation: Schedule an initial consultation with the chosen appraiser to discuss the heirloom, its history, and any relevant documentation or provenance you may have. Provide as much information as possible, including the item’s age, origin, previous owners, and any accompanying paperwork or certificates.

Examining the Heirloom 

Physical Examination: During the appraisal process, the appraiser will physically examine the heirloom. They will assess its condition, authenticity, craftsmanship, and any unique characteristics that contribute to its value. In some cases, the appraiser may need to handle or photograph the item for documentation purposes.

Market Research

Market Research: The appraiser will conduct extensive research to determine the value of the heirloom. They will examine comparable items sold at auctions, private sales, and reputable marketplaces to assess the current market value. This research helps establish a fair market value for the heirloom based on its rarity, demand, condition, and other relevant factors.

Appraisal Report

Appraisal Report: Once the research is complete, the appraiser will prepare an appraisal report. This document contains a detailed description of the heirloom, including its dimensions, materials, condition, and any notable features. The report will also include the appraiser’s professional opinion of the item’s value, supported by market research, relevant historical data, and their expertise.

Value Determination

Value Determination: The appraisal report will specify the value assigned to the heirloom. Depending on the purpose of the appraisal, such as insurance coverage, estate planning, or sale, different value types may be assigned, such as fair market value, replacement value, or liquidation value. The appraiser will explain the assigned value and its significance in the context of your specific needs.

Keeping updated

Appraisal Updates: It’s important to note that the value of heirlooms can fluctuate over time due to market conditions and changes in demand. Therefore, it is advisable to periodically update appraisals, especially for high-value or appreciating items, to ensure accurate insurance coverage and documentation of their worth.

Getting appraisal done is an expert opinion and should be obtained from a qualified professional. It is advisable to choose an appraiser who is independent, unbiased, and has no financial interest in the item being appraised. By investing in a thorough and reputable appraisal, you can better understand the value of your heirlooms and make informed decisions about their preservation, insurance, or potential sale.

Casket at a funeral

It’s not the most pleasant thing to thing about: would a casket or burial look better at your funeral? People don’t like thinking about making arrangements for their own funeral. Just like Will creation, it is something that you shouldn’t put off. It will spare headaches and confusion for your loved ones if you have everything pre-planned. When a loved one passes away, the last thing one wants is the stress of organizing their final send-off. This guide sheds light on the top providers of funeral services in Canada.

Read about the top choices for funeral services in Canada in our list below.

Arbor Memorial

Mount Pleasant Group

Dignity Memorial

Park Lawn Corporation

Funeral Co-operative

McKenzie Funeral Services

Country Hills Crematorium

1. Arbor Memorial

This is a leading name in funeral and cremation services across Canada. Established in 1947, their comprehensive services range from pre-planning funerals to cemetery and memorialization facilities.

Standout Feature: Arbor Memorial offers ‘Reflections’ — a special ceremony that personalizes the memory of the deceased with anecdotes, pictures, and mementoes.

2. Mount Pleasant Group

Operating primarily in the Greater Toronto Area, Mount Pleasant Group has a heritage spanning over a century. Known for their compassionate and professional services, they cater to diverse cultural and religious needs.

Standout Feature: Their ‘Online Tributes’ allow families to create a digital memorial space where friends and family can pay their respects remotely.

3. Dignity Memorial

Dignity Memorial stands out for its vast network of funeral homes, crematories, and cemeteries across Canada. Their services are imbued with professionalism and empathy.

Standout Feature: They offer ‘Bereavement Travel Services,’ assisting family members with travel arrangements to attend the funeral.

4. Park Lawn Corporation

A Toronto-based company, Park Lawn Corporation operates multiple funeral homes and cemeteries across Canada. Their approach is deeply rooted in understanding the uniqueness of each life and celebrating it accordingly.

Standout Feature: Their ‘Aftercare Services’ provide grieving families with essential resources and support post-funeral.

5. Funeral Co-operative of Ottawa

As a co-operative, this Ottawa-based provider ensures services are community-driven and reasonably priced. Funeral Co-operative of Ottawa takes pride in being transparent, ensuring families make informed choices.

Standout Feature: The co-operative model ensures that profits are reinvested into the community, ensuring continual improvements in services.

6. McKenzie Funeral Services

Vancouver’s McKenzie Funeral Services are known for their personal touch, ensuring that each funeral is a true reflection of the person’s life. Their services encompass various traditions, faiths, and customs.

Standout Feature: McKenzie offers ‘Eco-friendly Green Burials’ for those looking for environmentally sensitive options.

7. Country Hills Crematorium

Serving the Calgary region, Country Hills Crematorium specializes in providing dignified cremation services. Their compassionate approach is deeply valued by the communities they serve.

Standout Feature: They have a multi-faith chapel, accommodating various cultural and religious rites associated with cremation.

Making the Right Choice

Obviously, selecting a funeral or cremation service goes beyond the cost evaluation. It’s about understanding that the service provider aligns with the family’s wishes and the deceased’s preferences. Each of these funeral service providers brings a unique approach to end-of-life services.

Before making a decision, consider touring the various facilities, get an in-depth understanding of the services they offer, and gauge the costs offered by each provider. Grief is a challenging phase, and the right service provider can ensure that the journey is made slightly more bearable.

Life deserves a dignified closure. As you contemplate selecting a funeral or cremation provider in Canada, this guide should provide you with a basic understanding of the services these providers offer.

Estate Planning

When diving into the estate planning process, it’s easy to feel overwhelmed by legal jargon and complex terminology. However, understanding these essential terms can transform the way you approach your legacy and financial future. Let’s simplify estate planning by breaking down its most crucial definitions.

Estate Planning






Power of Attorney

Estate Tax




Revocable Trust

Living Wills

Joint Tenancy

Estate Freeze

Testamentary Trusts



Digital Assets

Estate Liquidation

1. Estate Planning

Definition: Estate planning is the process of arranging the distribution of an individual’s assets to ensure that their wishes are honored after their death.

2. Will

Definition: A legal document detailing how an individual’s assets should be distributed upon death.

3. Executor

Definition: A person or institution designated in a will to manage the deceased’s estate, ensuring all assets are distributed according to the will’s specifications.

4. Beneficiary

Definition: A person or entity designated to receive assets or benefits from a will, trust, insurance policy, or any other contract.

5. Trust

Definition: A fiduciary arrangement allowing a third party (trustee) to hold assets on behalf of beneficiaries.

6. Probate

Definition: The judicial process wherein a will is proven in court and accepted as a valid legal document.

7. Power of Attorney

Definition: A legal document giving an individual the authority to act for another person, particularly in financial or medical matters.

8. Estate Tax

Definition: A tax levied on the net value of an individual’s estate at the time of their death.

9. Guardian

Definition: An individual designated to care for a minor child or incompetent adult if the need arises.

10. Intestate

Definition: Dying without a valid will, leading to assets being distributed based on state or provincial laws.

11. Codicil

.Definition: An addition or supplement to a will, allowing changes without writing an entirely new Will.

12. Revocable Trust

Definition: A trust where provisions can be altered or canceled by the grantor. Upon the grantor’s death, it becomes irrevocable.

13. Living Will

Definition: A document outlining a person’s desires regarding their medical treatment if they’re unable to express informed consent.

14. Joint Tenancy

Definition: A form of legal co-ownership of property where survivors inherit the property without probate.

15. Estate Freeze

Definition: A strategy used in estate planning to transfer any increase in the value of an estate to heirs without tax consequences.

16. Testamentary Trust

Definition: A trust created as per the specifications of a deceased person’s Will.

17. Gift

Definition: A voluntary transfer of assets from one individual to another without receiving anything in return.

18. Grantor

Definition: An individual who creates and funds a trust.

19. Digital Assets

Definition: Digital property including emails, blogs, social media accounts, and online bank accounts.

20. Estate Liquidation

Definition: The process of converting estate assets into cash to pay debts, taxes, and expenses before distribution to beneficiaries.

While the realm of estate planning can seem intricate, a deep understanding of its key terms and definitions can simplify the process immensely. As you take the journey of crafting your legacy, let these definitions be your guide. If you need advice on further legal terminology, be sure to checkout our FAQ page here.